Mabroor Mahmood is the Founder of IFD. Born in Bangladesh, Mr Mahmood is now working in a development organization based in Jeddah, Saudi Arabia. He completed his Honors and Masters Degrees from the Department of Finance & Banking, University  of Dhaka in 1999 and 2000 respectively. Then he obtained Master of Science Degree from the University of Maryland at College Park, USA in 2002. He has experience in working for research and development institutions. He has a number of research articles published in Bangladeshi and international journals. He previously wrote in Bangladesh-based magazines on various development issues. He is married and having three children.

Mr Mahmood invented Biniog Sathi Banking model. It is a new generation banking model that provides a solution to the problem of credit default in the banking industry. The model can be replicated by any bank and financial institution in the world by following some specific standards. The web address of the initiative is 

Mr Mahmood launched Bangladesh's first Anti-Alcohol campaign titled "United Against Alcohol" in December 31, 2015. The objective of this Facebook based campaign is to create awareness aginst the consumption of alcohol. The web address of this initiative is

On September 13, 2016, Mr Mahmood launched another Facebook based campaign titled "United for Peace" in order to create awareness on key messages of Islam in order to counter Extremism and Islamophobia. The web address of the campaign is 


Khaled Bin Kamal, a professional banker since 2005, joined IFD as an IFD Reviewer in January 2011. He obtained his Bachelors Degree in Business Administration from the Department of Finance, University of Dhaka, with a GPA 3.85 on a 4.0 scale. He started his professional career with Nestle Bangladesh Ltd. At present, he is serving a multinational bank as an Operational Risk Manager.

His area of expertise includes risk management, financial analysis  and corporate lending. He is an active thinker on various development issues and strongly believes in resolution  of various problems through this process. He aspires to see his country on the top of everything and thereby likes to inspire the countrymen to have belief on the same mission. His ability to scrutinize real life objects/events from different dimensions, is his strength that he believes, which will make him excel to achieve his target. In his personal life, he regularly watches good movies and loves to pass quality  time with friends and fellows.